From Countrywide’s former Senior VP of Marketing, the first engrossing inside look at Countrywide Home Loans, how the mortgage crisis started-and where it may end.

In July 2004, Adam Michaelson entered “The Vault”-an underground bunker at Countrywide headquarters-for a meeting about a new loan product that would allow borrowers to pay less than their minimum monthly payment. After the “finance jocks” proudly made their case, Michaelson asked one question: “Are you nuts?” Countrywide’s dec

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How many times in a lifetime are we going to bubble up the same market? Music video was made 2 years after the last housing bubble in 1992.

foreclosurenationthebook.com
The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional “American Dream” morph into a nightmare for so many? Real estate attorney a

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Redesigning the kitchen of your dreams is not as easy as it seems. Just like any other home improvement project, it requires thorough examination of your kitchen layout and planning. While there are many kitchen remodeling ideas, it is recommended to select the idea that suits your aesthetic values and budget. Here are some tips that can help you remodel your dream kitchen:

Choose a Kitchen Layout of your Choice:
It is very important to decide the right layout for your kitchen. You can select different layouts ranging from U-shaped layout, L-shaped layout, Galley or Strip Kitchen layout. These layouts have their pros and cons and so it is always wiser to choose a layout that is convenient and ensures efficient use of space. While L-shaped layout suits most kitchens, most homeowners opt for U-shaped kitchen which is more compact. To raise counter space and offer new solutions to improve efficiency, a G-shaped layout can be a versatile option since storage and counter space are two important elements in a kitchen.

Custom Cabinets Can Be a Great Addition to Your Kitchen Remodeling Ideas:
Custom kitchen cabinets come in a variety of materials including wood, plastic laminates, and Thermofoil. Most homeowners choose Thermofoil over traditional wood to avoid the hassles of maintenance. Some eco-friendly users select plastic laminates as a perfect non-wood option. These materials are durable, maintenance-free and stain-resistant.

Other Key Kitchen Remodeling Ideas: Arranging Your Kitchen for Efficient Use of Space:

It is very important to arrange your kitchen by using space efficiently. The best way is to have a U-shaped kitchen layout. Always have separate ovens and cook tops. Similarly install the sink closer to the stove and the counter top work area. You can place the dishwasher besides the sink. This will help you to open the dishwasher with ease while you are cooking. Do not place it in the corner of your kitchen.

To increase storage space and make cooking fun and convenient, you must install custom cabinets. These cabinets are designed with end use and personal aesthetic tastes in mind. You have the right to choose the material and door style combination that match your personal preferences.

Advice from top remodeling experts helps readers assess their needs and leads them through the process of planning additions and improvements. Approximately 450 full-color photos.

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